We all know that sorting out the insurance for your Harley can be a bit of a boring task, but making sure yours is covered for any eventuality is of paramount importance. Surprisingly it's not as expensive as you may have thought either, thanks to Harley Rider InsuranceTM recently cutting the cost of cover for 60 Harley-Davidson models!
“We instigated a thorough review to ensure premiums were accurately reflecting current risk and as a result premiums have automatically been reduced,” explains Mark Rzedzian of Harley-Davidson Insurance Services®. “The reductions can be quite dramatic. For example, the Softail® Breakout® has now been reclassified lowering the insurance grouping, which translates into a saving. In fact, many riders, such as those aged under 30, should also now benefit from premium reductions.”
Back in 2010 HARLEY RIDER INSURANCE™ relaunched to meet the requirements of Harley-Davidson® riders. Members of the Harley Owners Group® (H.O.G®) benefiting from a five percent discount, plus providing comprehensive cover when riding other Harleys and Stage 1 tuning covered as standard.
Other standard benefits include free and unlimited agreed value which will cover any Harley accessorised using Harley-Davidson® accessories, UK and European breakdown and accident assistance and up to £100,000 in Motorcycle Legal Protection cover, which can be used to recover uninsured losses and injury compensation should you be involved in a non-fault accident.
“The policy has been designed and refined in consultation with Harley® riders,” continues Mark. “Cover to ride other bikes was introduced simply because many riders requested it while we also saw that owners would be reassured by our decision to ensure that accident damaged bikes are by default recovered and delivered to the policyholder’s own Harley-Davidson® dealer, so that it is repaired by specialists using only genuine Harley parts and accessories.”
The policy is also backed by an in-house referral service, which means the risk can be reassessed and sent to the insurer for checking. To see if you and your bike could benefit from the new rates call 0800 458 2612